
MFSA scales up supervision 350% with 'Dear CEO' letters and academy training
The MFSA boosted supervisory engagements by 350% to over 1,800 in 2025, driven by a 160% workforce increase and a new outreach strategy using 'Dear CEO' letters.

The MFSA boosted supervisory engagements by 350% to over 1,800 in 2025, driven by a 160% workforce increase and a new outreach strategy using 'Dear CEO' letters.

Malta's accountancy body urges practitioners to move beyond compliance and take on a strategic advisory role as digitalisation and regulation reshape the profession.

The European Commission adopted a major tax simplification package on 24 June 2026, cutting withholding taxes, scrapping CFC overlaps with Pillar 2, and streamlining DAC reporting.

Central Business Centres posts €660,865 profit and opens €16.75m bond tranche at 5.9%.

Glen Smith becomes Chief Banking Officer and Tiziana Bugeja Chief Risk Officer at BNF Bank, effective September 2026, subject to MFSA approval.

The MFSA has put insurers on notice over data quality in regulatory returns, demanding stronger controls and better governance.

HSBC Malta is partnering with FinanceMalta and MFSAC for a London reception targeting senior stakeholders to boost Malta's financial services profile.

Clearflowplus posts €363,000 profit as €25m green bond funds upgrade water infrastructure across Malta and Gozo.

Deloitte Malta's Tax leader says the country's tax incentive framework needs constant innovation as global competition for investment and talent heats up.

The MFSA is developing a new notified framework for aircraft financial leasing, moving away from traditional licensing to attract more international players.

The MFSA boosted supervisory engagements by 350% to over 1,800 in 2025, driven by a 160% workforce increase and a new outreach strategy using 'Dear CEO' letters.

Rising costs hit 86% of Maltese firms while only 51% raised prices, signaling margin pressure ahead.

Central Bank of Malta projects 3.8% GDP growth in 2026, led by private consumption, while inflation eases to 2.2%.

Malta's 2027 tax residency overhaul triples minimum tax to €35,000 and raises property thresholds, targeting high-net-worth individuals.

The MFSA issued 91 enforcement actions and €570,673 in penalties in 2025, with late reporting accounting for 69% of cases while client fund safeguarding emerges as a key priority.

The European Commission adopted a major tax simplification package on 24 June 2026, cutting withholding taxes, scrapping CFC overlaps with Pillar 2, and streamlining DAC reporting.

MFSA consultation proposes Article 3B, offering companies an alternative to strict institutional ownership requirements for aircraft financial leasing.

WH Partners has responded to MFSA consultations on tokenisation and DeFi, urging Malta to move quickly to maintain its position as a digital assets hub.

Malta has registered its first Notified Professional Investor Fund under the Single Family Office Exempt Manager Framework, signalling growing interest in private wealth structuring.

Merkanti Holding missed its bond interest payment, scrambling for bridge financing. The delay highlights deepening liquidity strains and raises MFSA oversight questions.

Maltese e-commerce businesses must embed a one-click withdrawal function by June 2026 or face non-compliance, the MCCAA has announced.

The Central Bank of Malta is calling on residents to participate in an ECB survey on the first complete euro banknote redesign since 2002.

TradeMalta celebrated the completion of its ten-week Internationalisation Strategy Masterclass, equipping businesses with tools for global markets.

Malta's financial sector is developing specialised corporate payment platforms combining real-time controls, multicurrency agility and dedicated relationship support.

Malta is updating tax rules for the ultra-wealthy while chasing a new wave of clients: crypto investors, YouTubers and family offices with €1bn under management.

Malta's financial services sector now accounts for nearly 10% of GDP, built on bipartisan support and regulatory innovation from the VFA Act to family offices.

New AI-powered initiative in Marsalforn could reshape how businesses assess climate risk for insurance, investment and tourism.

MFSA warns EU plans for centralised capital markets supervision risk consumer access to justice, while pushing for pension reform and exploring tokenisation.

Eurostat data shows the average Maltese works 39.2 years, above the EU average of 37.5, signalling a tight labour market and longer career spans.

Betway signs multi-year Man Utd deal worth over £18m, but the Premier League shirt-front ban forces a new sponsorship model.

BOV's twelfth refurbished branch opens in Żejtun with a pilot carbon footprint study, projecting 29 tonnes CO2 savings per year.

The Central Bank of Malta is calling on residents and businesses to participate in the ECB survey on the future design of euro banknotes, with implications for cash-dependent industries.

The Central Bank of Malta's chief economist joined a youth discussion on finances and economics, signalling the Bank's commitment to economic literacy.

Real GDP growth moderated in Q1 2026 but stayed above the euro area average, driven by domestic demand. Labour market remains tight, inflation eases.

The Greek lender posted €53.6m in recurring profits for H1 2026 as it waits for regulatory sign-off on the €200m HSBC deal.

Electricity and water service charges for Maltese fishermen are being slashed by up to 57%, in a government move to lower operating costs.

Central Bank July Update shows moderated growth, strong tourism, mixed property signals, and a drop in inflation to 2.0%.

Transport Malta threatens to revoke Uber's licence after the company failed to implement new rules letting drivers see fares upfront.

The MICHELIN Guide will unveil its 2026 hotel Keys and four new awards on September 18, with implications for Malta's premium hospitality market.

BOV reported a pre-tax profit of €119.8m for H1 2026, down from the exceptional prior year but in line with full-year guidance. The bank also announced an interim dividend.

The EU's MiCA regulation took full effect on 30 December. Maltese crypto firms face a transitional period until July 2026 under the MFSA.

The FIAU is urging subject persons to review two new FATF reports on virtual assets and DeFi, warning that compliance gaps could expose firms to regulatory action.

The new five-year MicroInvest scheme raises the wage increase threshold to €85,000 for family and Gozo firms, with fiscal benefits of up to €1,020.

New FATF report provides a global framework for public-private data sharing. The FIAU says it is already active in this space in Malta.

Malta is positioning itself as a hub for family offices, leveraging PTC structures, tax incentives, and a collaborative ecosystem to attract ultra-high-net-worth families.

79% of foreign investors now view Malta as attractive, up from 54% last year, but skills shortages and infrastructure strain threaten momentum.

FinXP and Buckzy have partnered to combine European SEPA capabilities with real-time cross-border payments, offering faster, more efficient payment solutions for internationally-active businesses.

Malta's population hit 588,254 in 2025 and is projected to reach 636,000 by 2030, but infrastructure investment is not keeping pace, PwC warns.

Malta's GRP and TRP programmes offer crypto holders a flat 15% tax on remitted income and no capital gains tax on long-term holdings, but the treatment depends on activity classification.

The Malta Business Registry has introduced new beneficial ownership requirements, including a legitimate interest access tier and a new BO4 form, with a six-month transition period.

New EU directive on public tax disclosure is now in force in Malta, requiring in-scope entities to file detailed reports from 2025.

The Malta Financial Services Advisory Council is shifting from infrastructure building to actively attracting foreign investment, with a target of top quartile global ranking.

The Malta Financial Services Authority partnered with the University of Malta to launch a Master of Science in Financial Regulation and Compliance, starting October 2026.

The Office for Competition outlines its enforcement priorities for Maltese businesses, stressing merger scrutiny and abuse of dominance in a small, concentrated market.

MCCAA opens 7-day objection window on Capitol Meridian Partners' acquisition of RH Aero Systems.

RSM Malta breaks down VAT complexities under EU Directive Article 148, warning that small structuring differences can cost operators.

At the ILO conference, Malta Employers' delegate Ivan Refalo warned the labour migration model is unsustainable and called for an AI-ready workforce to avoid structural unemployment.

The MFSA has issued new supervisory expectations on AI governance and prudential risk, requiring boards to take ownership of AI-related risks.

The MFSA chairman signals a regulatory shift toward digital assets, tokenisation and wider retail investor participation in capital markets.

The Malta Business Registry has launched a digital wallet allowing businesses to share due diligence data once, cutting red tape. Over 40 companies already piloted.

Malta has formed a national coordination group to oversee the transition to T+1 settlement by 11 October 2027, led by the MFSA and Central Bank.

The MFSA confirms progress on a new auto-enrolment occupational pensions framework, with key decisions pending on cost structures, consumer safeguards, and cross-border mobility.

Malta's captive insurance sector has grown over 200% since 2016. Now the Solvency II 2027 reforms will decide if it can keep its edge.

Malta International Airport secures €100 million in loans to fund its largest expansion since privatisation, including the East Expansion and SkyParks 2 project.

The MFSA's new code of conduct for decision makers in financial services explicitly links governance failures to regulatory sanctions, raising the stakes for boards and executives.

The EU's final compromise on PSD3 and PSR tightens harmonisation, adds crypto rules and strengthens consumer transparency. Maltese payment firms face new compliance obligations.

Malta is emerging as a destination for family offices and fund managers, driven by its EU regulatory framework, geographic position, and growing professional services ecosystem.

The Malta Business Registry has launched the Companies Act (Youth Enterprise) Regulations, offering a dedicated legal framework for young entrepreneurs.

Understanding the difference between active and passive income in Malta can mean effective tax rates of 5% or 10% – and the key is business substance.

TradeMalta led seven Maltese F&B firms to Gulfood 2026 in Dubai, connecting them with over 8,500 exhibitors from 195 countries.

Malta's accountancy body urges practitioners to move beyond compliance and take on a strategic advisory role as digitalisation and regulation reshape the profession.

Malta's tourism sector sees record summer, with July visitors up 18% and spending exceeding €400 million, signaling strong market momentum.